One of the challenges that college students encounter is the difficulty to control the way they spend and in the Philippines, very minimal research has been conducted about this. The level of the perceived problem on the spending is still not absolutely figured out.Therefore, this study focused in determining the spending behavior of management students of the University of Saint Louis Tuguegarao using Quantitative survey research design. Stratified random sampling was used to determine the 234 respondents who are taking Management Accounting, Financial Management and Marketing Management course. A researcher made questionnaire was used for data collection. Respondents were found to spend tightly in terms of personal needs and academic purposes and loose in terms of food and transportation. Meanwhile, Independent samples test and Analysis of Variance were used to test the difference on spending behavior when grouped according to profile variables. It can be concluded that sex, course, year level and ethnicity are determinants of the difference on spending behavior of management students while socioeconomic status was found insignificant when comparing the said behavior.
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Asian Social Science
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Money, through the years, has been a commodity for everyone. As it is termed in international trade parlance, it is considered to be " sine qua non " or without which, nothing could be done. This study aimed to determine the current status of the spending practices of the teaching personnel in Lyceum of the Philippines University – Batangas; specifically, their profile, spending behavior and their encountered problems related to the forgoing matter. This study is descriptive in nature. It was participated by 161 teaching personnel of LPU-Batangas computed and selected through the G* power series with an effective size of 40 percent and power size of 95 percent. It made use of an adopted and modified questionnaire as its primary data gathering instrument which has three parts. The needed data were encoded, tallied and interpreted using different statistical tools such as frequency distribution, ranking, weighted mean and F-Test; and were further analyzed and interpreted through PASW version 19 using 0.05 alpha levels. From the results, it was concluded that the respondents had an often type of spending on the Basic Necessity. Moreover, overspending is the problem that was most encountered by the respondents. Various recommendations were posted by the researchers including a proposed plan of action that could help improve the spending behavior of the faculty members of LPU Batangas.
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Jurnal Ilmiah Akuntansi Universitas Pamulang
ABSTRACTNowadays, uncontrollable spending habit towards Malaysian young generations are becoming progressively. They have a tendency to have less value of money compared to the elder generations in spending their money. Since the cost of living in Malaysia has improved remarkably, the young generations enjoyed spending their money heavenly, therefore Malaysia faced changes in lifestyle and spending trend. This study proposes to investigate the relationship between money attitude and socio-demographic as determinants of college students’ spending behaviours. As such, the correlation between money attitude factors (power-prestige, distrust, retention-time and anxiety) and spending behaviours among Malaysian college students is a topic worthy of further exploration. At the same time, this study also attempts to explore whether college students’ spending behaviours are affected by their socio-demographic factors such as gender, age. The sample of this study consists of 176 students from.
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Psychology and Education: A Multidisciplinary Journal
This study was conducted to examine the money management practices of Business Administration students at the Mountain Province state Polytechnic College including the problems encountered, and the remedies taken to address them. A survey method was used, and convenience sampling was utilized to determine the sample size for the respondents. The data were gathered through questionnaires and personal interviews. The study's findings indicate that most respondents prioritized saving for long-term goals but do not invest their money for insurance or gainful purposes. Most students keep a record of their expenditures but many neglects to create a budget plan and end up spending more of their budget. The result also showed that their primary problem is lack of money for unforeseen expenditures or emergencies. The solution utilized to address the issue is to save funds for the future. Hence, the Business Administration Department may consider enhancing personal finance topics in its curriculum. The college should reconsider designing financial literacy programs that may be integrated in the student orientations. Skills training should also be provided to assist the students in developing their financial and business skills.
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Journal of emerging technologies and innovative research
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Business Fora: Business and Allied Industries International Journal
University students need to master budgeting or the act of allocating money to help them make better financial decisions in the future. Being aware of the budgeting practices of university students is essential in order to be enlightened. Thus, allowing rooms for improvement to develop their budgeting skills. This study aims to shed light on the budgeting practices of the financial management major students in terms of their spending and saving habits as well as their financial problems and solutions. The sample composed of 104 Financial Management majors who were in their first, second, or third-year college standing. This undertaking utilized a quantitative descriptive method as research design. Through an online survey questionnaire, the desired data was gathered. The researchers were able to derive valuable information from the respondents to fulfill the research objectives by using frequency, rankings, and mode. Most of the respondents were at the age of 20 years old who are in the third year of Financial Management course in Tarlac Agricultural University. They receive a monthly allowance amounting to Php 1,001-2000 (18USD-36USD). Findings revealed that most of the students can sometimes save money in a piggy bank or wallet; always save money for personal interests; rarely give their saved money to people that are close to them; and always save money for emergency purposes. In terms of the students' spending habits, the students consider the necessity, prices, and benefits of the products before purchasing, such as basic necessities, for their leisure activities, as well as their miscellaneous expenses. Additionally, results also showed that the main problems encountered by the students when budgeting are being indecisive in finance and having a lack of knowledge about the 50/30/20 budget rule. To solve these problems, students mainly direct their efforts toward becoming smart consumers. This information gathered through the conduct of this study helped the researchers develop a budget plan for the students to improve their budgeting practices.
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Jurnal Kajian Manajemen Bisnis
